Bankea 0.45

Bankea allows you to discover, compare, and hire a personalized loan quickly and securely. We work directly with the best financial entities in Peru, eliminating intermediaries.

Why Bankea is the optimal online loan solution for you:

• Find out your personalized loan and credit card offers instantly from top financial institutions.
• Compare your loan offers from different financial entities and choose the one that suits you best.
• Hire your loan immediately with the financial entities we collaborate with and receive it in your bank account or at a branch.

Bankea does not directly provide loans or set interest rates; here we provide information given by our clients:

• The minimum and maximum repayment period for the loan: From 3 months to approximately 36 months.
• The maximum Annual Percentage Rate (APR): We offer rates ranging from 0.20% to 0.90%. The rate granted to you will depend on your credit history and the policies of the financial entities we work with. Bankea does not influence the rates assigned to each user.

Representative example of a credit card purchase:

• Loan amount: S/ 1,000
• Repayment term: 12 months
• Annual interest rate: 87.91%
• Additional fees: Optional fraud insurance by the user.

Total cost of the loan:

• Principal: S/ 1,000
• Interests: (S/ 1,000 * 87.91%) = S/ 680.18
• Total: S/ 1,680.18

* The information provided is for reference purposes only; installment amounts are approximate. Subject to evaluation at the time of purchase or withdrawal. It is essential to note that this is just an example; the rate and term will be as per what the financial entity grants to each user of the application based on their debt capacity and credit risk level.

** Commissions: Bankea does not charge commissions to application users.

*** Privacy Policy: For detailed information on how we handle your personal and sensitive data, refer to our privacy policies at: Privacy Policy.